A Chief Financial Officer, for exactly as long as the numbers demand

A part-time CFO is a seasoned financial executive who provides strategic financial leadership to your business on a flexible basis. With Bali's seasonal tourism cash cycle, PT PMA formalisation under BKPM and OSS, Indonesian CIT and PPN obligations, and BPJS registration, businesses need CFO-level expertise to manage compliance, optimise cash flow, prepare for funding, and build financial systems that support growth - all without the overhead of a full-time executive that most owner-operators cannot justify.

A Jakarta-benchmarked CFO costs roughly IDR 1.0-1.6 billion a year (~USD 65k-105k), and that calibre of finance leader simply does not live in Bali. Importing one triggers KITAS sponsorship, BPJS contributions and Omnibus-Law severance exposure on top of salary. Our part-time CFO services provide the same depth of expertise at a fraction of the commitment, with flexible arrangements from 4 to 24 hours per week and a clean company-to-company invoice - none of that liability.

Yes. Our part-time CFOs help Bali businesses manage PPN (VAT) and corporate income tax obligations, maintain OSS-aligned record keeping, and keep filings with the tax office accurate and on time. We ensure your PT PMA maintains compliant records, claims input PPN correctly, and avoids penalties that can disproportionately affect a seasonal business's cash flow.

Our part-time CFOs help Bali businesses with seasonal cash flow forecasting and management, financial planning and budgeting, investor-ready financial presentations, PPN and corporate tax planning, PT PMA and OSS compliance support, accounting system optimisation, financial controls implementation, KPI tracking and reporting, and strategic financial decision support.

Investment preparation requires professional financial documentation, realistic projections, and clean accounting systems. Our part-time CFOs create investor-ready financial models, establish proper financial controls, prepare due-diligence documentation, develop credible growth projections, and implement management reporting. We work directly with your potential investors and advisors - whether Jakarta-based VCs or KEK-zone JV partners - throughout the funding process.

Consider a part-time CFO when your revenue is growing and financial complexity is outpacing your internal capacity, you are managing seasonal cash flow swings, are incorporating or formalising a PT PMA, are planning new outlets or preparing for investment, require financial analysis for major decisions, or when financial management is consuming more than 20% of your time. The earlier you establish proper financial foundations, the smoother your growth becomes.

Bookkeepers and accountants handle transaction recording and compliance reporting. A part-time CFO provides strategic financial leadership - cash flow forecasting, financial planning, investor relations, tax strategy, risk management, and executive-level oversight. While bookkeepers tell you what happened, a CFO helps you plan what should happen and ensures you have the financial structure to get there.

Our part-time CFOs complement your existing team by providing strategic oversight and mentorship. They establish financial policies, review and improve processes, provide training on best practices, ensure compliance with Indonesian regulations including PPN and PT PMA obligations, and create reporting systems that give you clear visibility into business performance. Your existing team handles day-to-day transactions while the CFO focuses on strategy, compliance, and growth planning.